Advanced Climate Risk Financial Intelligence
Building a new ROI model that aligns traditional financial reporting with non-financial climate risk factors
About Us
Stefan Pagacik, CEO
Stefan Pagacik’s career has spanned several industries and roles, most recently as the CEO and co-founder of AMPRESTA, a climate risk financial intelligence firm focusing on pricing climate risk for real estate, insurance, and banking. Before AMPRESTA, Stefan served as a Senior Advisor/US Operations for World Wide Generation, a SaaS platform for sustainability reporting benchmarked against the UN SDGs.
Stefan has a B.A. from Harvard College and an MBA from the Sawyer School of Management.
LinkedIn
Ellza Malok, Chief R&D Officer
Ellza is a co-founder of AMPRESTA and is responsible for the strategy and focus for our new product pipeline, as well as building our Research Consortium. Her background as a serial entrepreneur has enabled her to bridge data science with human behavior to understand the dynamics of growth and productivity for emerging ventures seeking to expand their market footprint.
Ellza has a B.A. in International Business from the City University of Seattle.
Suby Joseph, CFO
Suby is a co-founder of AMPRESTA and an award-winning CFO with a deep background in both corporate finance and investment.
He has 25 years of experience driving growth across Financial Services, Semiconductor, Renewable Energy, ESG, FinTech, and Retail sectors. Successfully secured over $200 million in funding.
Suby has a BSc in Mathematics & Statistics, and Master's in Finance & Control, Master's in Investment Management from Alagappa University and Madurai Kamaraj University.
Nidhi Nikum, Advisor, Climate Risk Intelligence
Nidhi's background in Environmental, Social Governance, Climate risk & risk management in banking has perfectly positioned her for this role as our Chief Climate Officer. She is responsible for overseeing the development of our climate risk financial intelligence software, including the methodology and specialized metrics for the product line specific to each industry vertical we serve.
Nidhi has a Bachelor's in Technology and Civil Engineering as well as certificates from Stanford, UC Berkeley, and the Chartered Bank Institute.
The $182B Wake Up Call
Property Damage
In 2024 alone, the US experienced 27 multibillion-dollar extreme weather events, causing an estimated $182B in damages.
Insurance Crisis
Commercial real estate insurance premiums have soared by 88% in the last five years. By 2030, costs could nearly double.
Stranded Assets
Up to $10.8 trillion in real estate could become stranded by 2050 w/o climate risk protection.
The Carbon Performance Scorecard
Quantify Climate Risk
Monetize climate risk for scenario planning, such as buy/sell, retrofits, and market expansion
Optimize Asset Value
Safeguard groups of assets against book value loss
Build Resilience
Ensure the future value of assets and investments against unforeseen climate events.
Key Functions:
  • Comprehensive Risk Assessment: Analyzes a wide range of physical risks (flooding, wildfires, storms, heatwaves, sea-level rise) and transition risks.
  • Forward-Looking Models: Provides risk scores and financial impact forecasts up to three years
  • Granular Data Insights: Offers property-level risk assessments, down to.a single building
  • Integration-Ready: Integrates with existing real estate valuation and investment management workflows.
A Sustainable City Initiative
Mentawai One
Mentawai One is a private-public initiative that combines sustainability with innovative technologies and solutions to create the future of sustainable living and commerce. Ampresta is the frontrunner for providing this $23B project with tools and a platform to measure all sustainable activities, including climate resilience. We will adhere to international regulatory and climate mandates while producing financial outcomes tied to climate risk mitigation strategies.
Real Estate
Focusing on commercial developments in the United States and abroad, including data centers, office parks, and retail establishments
Insurance
Commercial underwriting for large-scale developments and projects.
Banking
All lending activities that support commercial development, retrofits, plant expansion, and data centers
Contact us to learn more about becoming an Ampresta Industry Partner.
Reach Out!
Please share your story with us. We’d love to hear more about you!
We promise to respond within 48 hours, or we will plant a tree in your honor.